Homeowner Loans

Get a Homeowner Loan from £3,000 up to £250,000 over 3 to 25 years.

We are a direct lender, not a broker, so there are no hidden fees or broker charges.

All credit histories considered – Fast Turnaround!

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Homeowner Loans

How much do you
want to borrow?

  • Unlimited over payments
  • Simple application process
  • I am a UK homeowner

Representative Example:

A homeowner loan of £22,500 payable over 5 years on a fixed rate of 9.50% would require 60 monthly payments of £493.52. The total amount repayable would be £29,611.20, this includes interest and a product fee of £999. The overall cost for comparison is 12.0% APRC representative.

Customer Google Reviews - Central Trust Ltd

We’ll Get You a Great Deal on a Homeowner Loan FAST!

We provide fast, great value homeowner loans from £3,000 up to £250,000 which can be repaid from 3 years up to 25 years.

We have been providing loans to homeowners since 1988 making us one of the UK’s longest established specialist lenders. We are a direct lender, not a broker which means that there are no hidden fees or broker charges at all.

At Central Trust, we specialise in providing homeowners with loans secured against their homes at highly competitive rates of interest. We always do our very best to help everybody and we can even lend to people that have adverse, poor or even bad credit!

We have a specialist team of homeowner loan advisors who will do all they can to get you a fantastic deal on your loan as quickly as possible - apply for your homeowner loan today and discover just how quickly you can get your money!


What is a Homeowner Loan?

A Homeowner Loan is a way to borrow money using your home as security.

Using your home as security means that you can get a better interest rate on your loan – it also lets you borrow money even if you have an adverse, poor or bad credit history…

Naturally, in order to get a homeowner loan, you must either be named on the mortgage for your home, or own your property outright – you cannot get a homeowner loan if you are a tenant.

Homeowner loans are a way to borrow money that use your house or apartment / flat as security against the loan. By using your home as security, lenders can be far more flexible about who they provide loans to as well as usually offer lower rates of interest than unsecured borrowing. This flexibility means that homeowner loans can often be provided to people with adverse, poor or even bad credit histories, allowing them to avoid the higher rates of interest usually associated with unsecured borrowing that may be available to them.

Securing a loan against your home with a homeowner loan can be a great way to borrow the money you need, when you need it, without paying the earth!


Homeowner Loans for Bad Credit

As well as providing finance for people with good credit, homeowner loans can be a great way for people with adverse, poor or even bad credit histories to borrow money…

If you are struggling to get an unsecured loan as a result of issues with your credit history, using your home as security for a homeowner loan could be the perfect answer. If you have been approved for a mortgage to purchase a house, then any credit issues you may currently be experiencing are much less likely to go against you when you apply for a homeowner loan.

We consider loan applications from people with issues such as CCJ’s, defaults or missed payments. Each and every application is considered on an individual basis, so whatever your credit circumstances, we will do our very best to help you get the homeowner loan you need…even if you think you have bad credit!

Homeowner Loans from Central Trust

Central Trust are here to help YOU. We will help you get the loan you need quickly and with exceptional customer service.

We are a direct lender with over 30 years’ of experience providing homeowner loans, so we know exactly what it takes to get you the very best loan possible…

Lending Since 1988

We are one of the UK’s longest established specialist lenders. We have been providing loans since 1988 giving us over 30 years’ experience. We provide fast homeowner loans at highly competitive rates and we pride ourselves on the exceptionally high level of service provided to all of our customers.

Fast and Simple Application

With Central Trust, applying for a homeowner loan couldn’t be simpler. You can call our loans team directly on 0800 980 6273 (Mon–Fri: 8:00 am–7:00 pm / Sat: 9:00 am–1:00 pm) or you can apply online at any time using our quick and easy online form.

Exceptional Service

We pride ourselves on the high level of service that we provide! We treat each and every one of our customers with respect and courtesy - if we need to get in touch with you, we will always ensure that it’s at a time that suits you. We will answer all questions honestly and always deal with any queries quickly and fairly.

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