Low cost homeowner loan calculator

Borrow direct from one of the UK's longest established secured mortgage lenders

I am a homeowner

I want to borrow £3000 or more

I want to borrow over 3 - 30 years

I want to borrow

Loans up to £250,000 for good credit ratings; £100,000 for average and £70,000 for poor credit ratings.

I want to borrow over

A 30 year term only available for loans over £50,000.

My credit rating is

I am interested in

Click here to see your loan repayment...

Calculate

Illustration of your repayments

Submit an application to receive a personalised quote from one of our expert team

APRC variable:

Total repayable:

Monthly repayment:

Administration fees:

Number of instalments:

* In this illustration fees have been added to the loan, which means interest will be charged on this at the same rate as the rest of the loan. However, to avoid this you can choose to pay the fees up-front.

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Your details

Please select a title

Please enter a valid first name

Please enter a valid surname

Please enter a valid postcode

Please enter a valid email address

Please enter a valid phone number

Please select a purpose for the loan

Please select your residency type

Please enter a valid mortgage balance and property value

Please enter valid information

Please tick that you agree to us calling you

Title

Postcode Required

First name Required

Email address Required

Surname Required

Home telephone Required

Second applicant title

Mobile

Second applicant name

Loan purpose Required

Second applicant surname

Residency Required

Mortgage Balance Required

Property Value Required

Please tick to confirm that you are happy for a member of our team to call you to discuss your enquiry. Required

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Representative Example

A secured loan of £15,500 payable over 5 years on a fixed rate of 9.50% would require 60 monthly payments of £346.51. The total amount repayable would be £20,790.60, this includes interest and a product fee of £999. The overall cost for comparison is 12.9% APRC representative.

Why choose Central Trust?

Secured loans up to £250,000
Simple application process
Fix your monthly repayments for up to 10 years

Friendly personal service
Helping customers with loans since 1988
Unlimited overpayments allowed

Three easy ways to apply...

Option 1
Call us FREE on 0800 980 6273
FAQs

Option 2
Fill in our quick online
application form here...
Simple application

Option 3
Arrange for a
call back...
Arrange call back

If you are thinking of consolidating existing borrowing you should be aware that if you are extending the term of the debt you may be increasing the total amount you repay. All loans are subject to status, and appropriate lending terms.

THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT.