Call free 0800 980  6273 or 01923 368 053
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Representative Example

A repayment mortgage of £19,000, payable over 10 years on a variable rate of 10.7% would require 120 monthly payments of £258.51.

The total amount payable would be £32,020.20 made up of the loan amount plus interest and a product fee of £999.

The overall cost for comparison is 12.7% APRC representative.

Homeowner loans

If you are thinking of consolidating existing borrowing you should be aware that if you are extending the term of the debt you may be increasing the total amount you repay. All loans are subject to status, and appropriate lending terms.

THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT.

Apply for your loan in 3 easy ways...

Option 1
Call us FREE on
0800 980 6273

FAQs

Option 2
Fill in our quick
online application
form here...

Simple application

Option 3
Arrange for a
call back...


Arrange call back

Want a hassle free secured loan direct from a lender who offers you old fashioned service with a modern outlook?

Central Trust is different from other secured loan companies:

  • You're dealing directly with the lender;
  • Your underwriter sits right next to the mandate holder (person who approves your loan);
  • People not computers make decisions;
  • Members of the Financing and Leasing Association give you complete confidence;
  • We've been lending since 1988 so we are no flash-in-the-pan company.
Loan calculator
For illustrative purposes only
How much can I
borrow? 
Loans up to £250,000 for good credit ratings; £100,000 for average and £70,000 for poor credit ratings.
Over how long?  A 30 year term only applies to loans over £50,000 and 25 year terms apply to loans of £50,000 and under.
Credit rating?
Poor
Average
Good





APRC
Variable:
Your
Monthly
Repayment:
Number of
Instalments:
Total
Repayable:
Administration
Fees:  The administration fee can be added to the amount you borrow but you will be charged interest on this and it will increase the monthly payments and the overall cost of borrowing.

* Fees have only been added to the 'Total Repayable' and not the 'Monthly Repayment' for this calculator example.

The application fee has been added to the loan and you will be charged interest on it. This fee has already been included in the Total Repayable figure quoted and interest will be charged over the term of the loan.
Apply now
Call free 0800 980 6273
or 01923 368 053
Please note that in order to assess your application and provide you with an accurate quote,
we will request further information from you on submission of your application.
For further details, please see our Legal and Privacy Policy.
Calls may be recorded for training and monitoring purposes.
Central Trust is a trading style of Central Trust Limited.
Central Trust Limited: Cassiobury House, 11-19 Station Road, Watford, Hertfordshire, WD17 1AP.
Registered Office: St Crispin's House, Duke Street, Norwich, Norfolk, NR3 1PD. Registered in England: 07020381, VAT number 765353512
Authorised and Regulated by the Financial Conduct Authority under number 739724