A secured loan of £20,000 payable over 5 years on a fixed rate of 9.00% would require 60 monthly payments of £435.90. The total amount repayable would be £26,154.00, this includes interest and a product fee of £999. The overall cost for comparison is 11.7% APRC representative.
Been turned down for a loan by a bank or other lender? Use your home as security and get the money you need today…
Using your home as security for your loan purpose can allow you to overcome credit issues and to access better rates of interest than those offered by some other forms of unsecured lending. We always look at every application on an individual basis, which helps us understand your situation and allows us to be more flexible than other loans companies.
Whether you want to consolidate some existing debts into one loan, finance some home improvements or simply just to raise some cash for any other purpose, one of our loans could be the ideal solution.
Our secured loans (also known as Homeowner Loans or Second Mortgages) let you access money quickly at competitive rates of interest. Our experienced team of specialists will support you from start to finish and will provide a friendly, smooth and professional service.
We are very proud to be one of the UK’s longest established specialist lenders.
We have been helping customers secure the loans they need since 1988. We only provide our own loans, we are not a broker – that means that there are no hidden broker fees or charges and we can offer you very quick lending decisions as we do not have to wait for other companies to make any decisions!
We are authorised and regulated by the Financial Conduct Authority and our team of advisors will work as hard as possible to complete your loan as quickly and efficiently as possible. Enquire now, and discover why we have won so many glowing reviews from our customers…