A Video Guide to Second Charge Mortgages for TMA members

Second charge borrowing often gets overlooked due to its reputation for high cost and complexity, however it can be a great option for many clients.

Understanding how second charge borrowing works can help you complete those complex, hard to solve cases, which can improve your bottom line and help you earn that extra commission!

We are here to help you through the process…

Second charge mortgages are far less challenging than they used to be. They can be less expensive than many people expect and, as an intermediary, you should be considering them as an option to ensure you are always offering the very best potential outcomes for your clients as part of regulatory due diligence.

Second charge borrowing can be a great option for clients that fall outside of standard lender criteria. They can also be the ideal solution for clients looking to borrow extra money, but that don’t want to affect their existing first charge interest rate.

If you want to discover more, simply call our intermediary support line now on the number above, or get in touch using the form below...

Intermediary guides video

Why choose Central Trust?

We are here to provide your clients with solutions for cases that might otherwise be perceived as complex by the high street

As a direct lender with over 30 years’ experience, we know exactly what it takes to provide the very best service available…

Flexible lending criteria

We accept applicants where others say no! Do you have clients wishing to consolidate debt? Looking to fund their next business venture, or pay a tax bill? Require a common sense approach and flexibility around their credit profile? Are self-employed with only 1 years’ income or complex income streams? Talk to us!

Customers our priority

As one of the UK’s longest established specialist lenders, we recognise that no two customers are the same, we assess each one on their own merits. We are always transparent, there are no hidden fees or charges. The customer is at the heart of everything we do.

Various product options

We offer a range of variable and fixed rate deals. Our fixed initial rate periods are 2, 3 and 5 years. Whether first or second charge our products come with the ability to make unlimited overpayments.

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