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Offices open Mon to Fri 8:00am-7:00pm, Sat 9:00am-1:00pm

Frequently asked questions

  • Do I have to pay any upfront fees?

    There is a lender administration fee which you have the option of paying upfront or adding to the amount borrowed, if you choose to add this to the amount borrowed you will be paying interest on this amount for the term of the loan.

  • How do I apply?

    The process is simple:

    • Apply using our simple form;
    • Provide details of your requirements to us. We will provide you with advice based on your needs and circumstances;
    • Complete the loan paperwork and provide any required supporting documents;
    • Leave the rest to us.
  • How much can I borrow?

    You can borrow any amount from £3,000 to £250,000.

  • How long can I take to repay the loan?

    You can decide to repay the loan over any number of years from 3 to 30.

  • Can I fix my repayments

    Yes we do offer fixed rate loans. You can choose to fix your repayments for 3,5,7 or 10 years. A fixed rate loan may enable you to budget better, as you know you’ll be paying the same amount each month for the fixed rate period of your loan.

  • Can I repay my loan early

    Yes you can repay your loan early. You will need to request a settlement figure from us. The figure will be valid for 28 days. Please be aware that depending on your particular loan terms and conditions you may incur an early repayment charge.

Please note that in order to assess your application and provide you with an accurate quote, we will request further information from you on submission of your application.
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Central Trust is a trading style of Central Trust Limited.
Central Trust Limited: Cassiobury House, 11-19 Station Road, Watford, Hertfordshire, WD17 1AP.
Registered Office: St Crispin's House, Duke Street, Norwich, Norfolk, NR3 1PD. Registered in England: 07020381, VAT number 765353512
Authorised and Regulated by the Financial Conduct Authority under number 739724