Central Trust PLC

Central Trust PLC was formed by our Chairman, Andrew Turner in September 1987 and started trading on 1 May 1988. In May 2003 we celebrated our 15th Birthday.

The company started in small offices in the west end of London and moved out to Hendon, North London in 1991. In 1995 having outgrown these premises we moved to new offices in Watford, Herts. Continued growth meant a further move to bigger offices in Watford in 1997. However even these offices were too small to deliver the planned growth of the business. So in early 2003 we relocated again to larger offices still in Watford.

In September 2000 we opened our second office located in Norwich, Norfolk which is now also the group's head office.

In January 2001 we opened a third office located in St. Peter Port, Guernsey from where we carry out our broking operations.

During 2005 a group structure was put in place to better reflect the strategic and organisational structure of our business. The companies in the group are as follows:

Central Trust PLC	Parent

Central Capital Limited	Subsidiary	Brokerage

Central Loans Limited	Subsidiary	Packaging

Central Mortgages Limited	Subsidiary	Brokerage

Central Credit Limited	Subsidiary	Brokerage

Central IVA Processing Limited	Subsidiary	Packaging

Central Sales Limited	Subsidiary	Sales

Central Lending Limited	Subsidiary	Loan Lending

Central Lending Funding Number One Limited	Subsidiary	Funding

Central Homeloans Limited	Subsidiary	Mortgage Lending

Central Homeloans Funding Number One Limited	Subsidiary	Funding

Central Group Limited	Subsidiary	Malta Holding Co.

Central General Limited	Subsidiary	General Insurance

Central Life Limited	Subsidiary	Life Assurance

Mobile Money Limited	Subsidiary	Loan Lending

The group currently employs over 600 people across the UK and Guernsey and has ambitious plans for long term growth. We expect to recruit over 200 people in each of the next five years.

We specialise in the marketing and administration of mortgages and personal loans. In 2006 our broking subsidiary Central Capital Limited will generate over 750,000 loan enquiries and complete approximately 50,000 new loans making it the largest company in its market offering loans to UK residents. Central Capital Limited also offers sub prime mortgages to UK residents and its aim is to also become the largest player in this market by the end of 2006.

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